Home Click here to go our home page   Our Staff Our strength lies in our team of competent, knowledgeable professionals. You expect responsible handling of your accounts. We deliver. Our collectors average more than 10 years’ experience; our senior staff boasts 20 to 25 years of continuous service in credit and collections.

Our personnel are trained to communicate clearly and professionally both with you and the accounts you entrust with us. We are dignified, responsive and effective. You and your accounts always receive our most professional handling.

All our staff complete intense training in our internal policies and procedures for collection and client services. We fully comply with the guidelines provided by the Fair Debt Collections Practices Act and state and federal laws.

Our purpose is to preserve your accounts while maximizing recovery and minimizing exposure. Cutting Edge Technology Versatile Software, Immediate Action Our powerful, flexible software accepts accounts in all formats. There’s no time lost, because you can transmit your accounts to us as they stand - electronic files, Internet transmissions, faxes, even paper documents. Do your accounts require special equipment or software? We’ll acquire it or develop it. You can confidently expect immediate action to minimize recovery time. National Skip Tracing Funds recovery through skiptracing is an ARS specialty. We maintain access to the most aggressive software services and tools for nearly unlimited search possibilities, including:

• Credit Bureaus online access.
• National Cross-Directory People Finder, with over one billion regularly updated listings.
• Comprehensive online simultaneous searches of 14 national indexes, including:
  • bankruptcies
  • marriage
  • licenses
  • property
  • owners
  • fictitious business names
  • professional licenses
  • corporations and limited partnerships
  • boards of equalization
  • “header” searches
• National network of professional investigators locating assets and jobs.

Payment Tools ARS emphasizes immediate payment. We provide payment methods that allow ‘around the clock funds recovery:

• Western Union 24-hour wired money transfers.
• Checks-by-Fax system recreates faxed checks for immediate deposit.
• Credit Card
• Lobby reception for walk-in payments during regular business hours.

Management Reports While monitoring the complete collection process, our versatile software also provides numerous alternatives to our report structure.

Does tracking data at 30, 60 or 90 days meet your needs? We’ll time our reports to match your requirements. Three main management reports provide a total look at our efforts with your accounts:

• Inventories list original balances, present balances and current status for all accounts.
• Batch Tracks calculate our liquidation rate for accounts batched according to month placed. This report demonstrates our continuing efforts over time to recover even your oldest accounts.
• Remittance statements total the most recent month’s performance, listing amount recovered, amount retained and amount remitted to you.